Scratch & Dents Insurance

Our Scratches and Dents insurance provides invaluable protection against the costs of repairing those annoying but costly minor panel scratches and dents.

In the event of sudden and unforeseen damage we will cover the costs of an approved repairer to visit the insured to inspect and repair the damage to the panels on the vehicle and return them to their original condition.

What is Included?



  • Provides cover for the appointed repair technician to attend, inspect and repair the damage to the panels of the insured vehicle
  • Covers minor accidental damage sustained to the metal body panels of the vehicle, including paint chips, scratches and dents not exceeding 15cm in diameter, where such damage has not caused perforation or tearing of the metal
  • One, two and three year policies available



  • Full, UK-wide network of approved repairer technicians
  • Can also be purchased in conjunction with other vehicle protection insurances such as Misfuelling insurance and Alloy Wheel Damage insurance
  • Making a claim does not affect the insured’s ‘no claims bonus’ on their motor insurance policies



  • £1,000 limit of indemnity any one claim, per policy year
  • £1,000 limit of indemnity in the aggregate, per policy year
  • £50 excess per claim
  • Trading options include QUBE (our free, cloud-based broker platform), stand-alone referral, delegated authority scheme, Qdos-managed white labelled online retail facility
  • Underwritten by a strong rated UK insurer