Alloy Wheels

Our Alloy Wheel Cover insurance provides cover for repair costs following accidental damage sustained to the insured motor vehicle’s alloy wheels following a sudden and unforeseen event.

By covering the fees of the approved repair technicians, the alloy wheels are restored back to their original condition, and at a time and location chosen by the insured to ensure that there is minimal, if any, disruption. This policy pays the difference between the amount of the early settlement figure on the vehicle’s finance and the settlement received by the insured from their motor insurer, ensuring that the insured is not left with a shortfall that they must pay themselves.

What is Included?



  • Covers the appointed repair technician’s fees incurred to attend, inspect and repair the alloy wheels of the insured vehicle which have been accidentally damaged after a sudden and unforeseen event
  • Covers the original alloy wheels
  • The policy does not cover:
    • Aftermarket or non-original wheels
    • Chrome effect finishes
    • Diamond (laser) cut rims
    • Split rim construction
  • One, two and three year policies available



  • Full, UK wide network of approved repairer technicians to attend a location of the insured’s choice to inspect and repair the damage
  • Available as an individual motor add-on and can also be purchased in conjunction with other vehicle protection insurances such as Misfuelling insurance and MOT Failure insurance
  • Making a claim does not affect the insured’s ‘no claims bonus’ on their motor insurance policies



  • £125 limit of indemnity any one claim (inc VAT), per policy year
  • £1,000 limit of indemnity in the aggregate (inc VAT), per policy year
  • £25 excess each and every claim
  • Trading options include QUBE (our free, cloud-based broker platform), stand-alone referral, delegated authority scheme, Qdos-managed white labelled online retail facility
  • Underwritten by a strong rated UK insurer